And just to add my 10 cents...I agree with Shannon that SSL might be overkill but it wouldn't hurt if you want to pay extra. The SMF software looks to be built on ASP.NET not php. I assume you all aren't prepared to rebuild the software in php, so if you want to the SMF software the hosting plan will need to support running an ASP.NET application. Vbulletin, Shannon's site, is php software. I know what types of software these are because I have a chrome extension called 'BuiltWith' that tells you what kinds of things a site is built from.
(I have been learning web development for the past 2 years so it's funny to see y'all talking about all of this.) SpiritImage you are very knowledgable do you own a website?
Just wanted to say that Brock has talent here also. Really like his rainbow scene he put up here sometime ago. Would like to have that here again.